first_name | string | Legal first name, exactly as printed on the ID document. |
last_name | string | Legal last name, exactly as printed on the ID document. |
date_of_birth | string | YYYY-MM-DD |
ssn | string | US documents: 9-digit SSN, dashes optional. Non-US documents: the national ID / tax number printed on the ID. Forward-only — never stored. |
address_line1 | string | Residential street address, line 1 (e.g. 123 Main St). |
address_line2 | string | Residential street address, line 2 — apartment, suite, or unit. Omit if none. |
address_city | string | City of the residential address. |
address_region | string | 2-letter state code for US (e.g. CA). |
address_postal_code | string | Postal / ZIP code of the residential address. |
address_country_code | string | 2-letter ISO country code (e.g. US). |
phone_number | string | E.164 with country code, e.g. +14155551234. |
terms_accepted | boolean | DEPRECATED — use agreements_accepted. true once the user explicitly accepted the card issuer’s cardholder terms. |
agreements_accepted | array | Keys of the User Agreements the user explicitly accepted, one by one — the FULL required set from the agreements list in the previous step’s result. Only pass after presenting each agreement verbatim and getting an explicit yes covering all of them. |