> ## Documentation Index
> Fetch the complete documentation index at: https://docs.agentcard.sh/llms.txt
> Use this file to discover all available pages before exploring further.

# checkout_authorization.submitted

> Hosted-form processors only, instead of `approved`: the user's device attested that it submitted the processor's form.

Hosted-form processors only, instead of `approved`: the user's device attested that it submitted the processor's form. No processor evidence exists, so `outcome` is `unverified` and there are no charged facts. Confirm the order with the merchant before treating it as paid.

Carries `settlement` as `unknown` / `no_processor_reference` with `final: true`: no processor answer exists on this mode and Agentcard holds nothing to read back, so no settlement event follows.

```json theme={null}
{
  "id": "evt_9f8e7d6c5b4a",
  "type": "checkout_authorization.submitted",
  "created": 1757264400,
  "livemode": false,
  "data": {
    "authorization_id": "cauth_9k1m4x7d",
    "user_id": "usr_8f3k2m",
    "external_user_id": "usr_8f3k2m",
    "merchant": "order.example.com",
    "amount": 15000,
    "currency": "ils",
    "amount_display": "₪150.00",
    "amount_authority": "processor",
    "psp": "tranzila",
    "mode": "hosted_form",
    "submitted_at": "2026-09-02T10:42:07Z",
    "outcome": "unverified",
    "attested_by": "cardholder_device",
    "settlement": {
      "status": "unknown",
      "reason": "no_processor_reference",
      "final": true,
      "processor_reference": null,
      "processor_status": null,
      "processor_error_code": null,
      "settled_amount": null,
      "settled_currency": null,
      "checked_at": "2026-09-17T20:59:12.000Z",
      "resolved_at": "2026-09-17T20:59:12.000Z",
      "message": "This request tokenized a card for the merchant to charge; Agentcard holds no reference at the processor to read back. Only the merchant's order confirms the charge."
    }
  }
}
```


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