> ## Documentation Index
> Fetch the complete documentation index at: https://docs.agentcard.sh/llms.txt
> Use this file to discover all available pages before exploring further.

# list_cards

> The user's cards: every live card they hold, with IDs, last four digits, expiry, balance, and status, plus `vaultCards`: the user's OWN cards stored in their…

Connect to `https://mcp.agentcard.sh/mcp` with the **user's connection token** (or a `buy_token` for org-owned accounts).

**Behavior:** read-only, idempotent.

## What it does

The user's cards: every live card they hold, with IDs, last four digits, expiry, balance, and status, plus `vaultCards`: the user's OWN cards stored in their Agentcard vault (display fields only; a vaulted card pays through buy with an approval on the user's device (their passkey or master password) and never exposes a number). Start here to find available cards; if none are returned, call create\_card. Cards created by another app or company are read-only from this session: get\_card\_details and close\_card will not work on them.

## Inputs

None.

## Returns

| Field | Type | Description |
| - | - | - |
| `message` *(required)* | string | Human-readable list of cards (or an empty-state message). |
| `count` | number | Total number of cards across the user's own cards and any connected-account cards. |
| `cards` | array | The user's own virtual cards. |
| `vaultCards` | array | The user's own cards stored in their Agentcard vault. Display fields only; they pay through buy with an approval on the user's device (their passkey or master password) and never expose a card number. |
| `connectedAccounts` | array | Read-only cards issued and managed by an organization the user is linked to. |

## Example call

```json theme={null}
{
  "tool": "list_cards",
  "arguments": {}
}
```


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